One of the most significant advantages of living in Florida is that you can swim and boat all year round. To fully enjoy your boat or watercraft, though, our agents at the Clark & Bell Insurance Agency serving the Fort Myers, FL area want you to have an appropriate amount of boat and watercraft insurance in place.
While boat and watercraft insurance are not required in Florida, if you owe money to a lender to purchase your boat or other type of watercraft, you will probably be required to have a boat or watercraft insurance policy in place.
Various boat and watercraft insurance options are available, including liability insurance coverage. Just like auto insurance, if you are involved in an accident out on the water, you will want liability insurance to assist you in paying for the medical bills or property damage incurred because of an accident that is deemed your fault. This will also cover any injuries to your passengers on your boat, jet ski, or other watercraft in the event of an accident.
You will also want to protect your investment in your boat or watercraft. Comprehensive insurance will help you repair or replace your boat or watercraft if it is damaged by some natural disaster, fire, or even vandalism. This type of insurance will also help you replace your boat or watercraft if stolen.
Collision insurance is essential if you collide with another boat or an object, such as a dock or post.
Our agents at the Clark & Bell Insurance Agency serving the Fort Myers, FL area have the experience and knowledge to create a boat or watercraft insurance policy that suits you and your situation. Call today to get your policy started!