Renters Insurance in Florida
Renters insurance is important because it protects your rental unit and personal belongings during a fire or other natural disaster. It also protects your items against theft and vandalism. We provide renters’ insurance here at Clark & Bell Insurance Agency in Fort Myers, FL. Our goal is to ensure you are fully protected by giving you peace of mind. We customize policies depending on your unique needs.
Renters Insurance Requirements
Renters’ insurance is not legally required in the state of Florida. It is, however, possible that your landlord requires you to purchase some renters’ insurance. This may be stated in your rental lease.
Renters Insurance Coverage
Here is what renters’ insurance covers:
- Personal property- Protecting your personal items should be a priority. Adding this coverage to your policy can protect your furniture, clothing, electronics, and other personal items. It protects them against risks such as fire, storms, vandalism, and theft.
- Liability- This coverage protects you against being sued for property damage or injuries that take place on your property. It also protects you if a family member is liable for causing injuries or property damage to another person. It will also cover medical expenses for a guest who becomes injured while on your property. If you are sued, it will cover your legal fees.
- Additional living expenses- This covers food costs, temporary housing, and other related expenses following a temporary loss. If your property becomes uninhabitable following a natural disaster, your additional living expenses will be covered under this policy while your unit is being rebuilt.
- Medical payments- This provides protection and pays for your guests’ medical expenses if they are hurt while visiting your property.
Get a Quote
To receive a quote for renters’ insurance, call Clark & Bell Insurance Agency. Our office is located in Fort Myers, FL.